UnitedHealthcare offers multiple levels of dental coverage. At the lowest levels, UnitedHealthcare only pays for preventive dental care (dental cleanings and exams) and basic care (fillings for cavities). Such lower-level plans do not cover orthodontic care or important procedures such as dental implants, crowns, dentures, or bridges.
UnitedHealthcare higher level plans pay for preventive care and basic care, and also pay a percentage of the costs for major services. Major services include:
- Tooth extractions
- Dentures
- Dental bridges
- Root canal procedures
- Dental crowns.
The amount that UnitedHealthcare pays for major services depends on three things:
- Your deductible amount
- How long you have been a UnitedHealthcare member (less than six months and you pay more)
- The level of your insurance coverage.
Where you live also determines what levels of insurance that UnitedHealthcare offers its members. Right now, in Placer and Nevada counties, UnitedHealthcare offers a variety of plans, from basic, low-cost plans to higher-cost but better coverage plans. Wherever possible, Rock Creek Dental recommends that you select a plan that covers major procedures, including dental implants. Since each plan has its own limitations, read the coverage documents carefully before making a decision on which UnitedHealthcare plan is best for your family. If you have questions, feel free to discuss them with our experienced staff at Rock Creek Dental in Auburn, California. Contact our team today at 530-823-6456.